Short answers.

A private NFL sportsbook for a group. Credits drop each week. You bet that week’s games (moneylines, spreads, totals, parlays). Standings are who beat the group. Same Sunday ritual — you vs friends, not vs a book.

The app: no. No deposits, no cashout, nothing for sale. Join the pool lands you on the open board — ranked, badges, credits only. If a friend group wants money on it, they run a separate pool like fantasy: treasurer, buy-in, Venmo. The app is the scoreboard. Nobody takes a cut.

The open pool is everyone on one board. No money. Badges and rank are the point. A friends pool is a smaller group that wants to compete with each other — skins (win–loss plus a playoff) or pool (season board, 1st and 2nd). Cash, if any, stays among those friends, outside the app.

Those companies are the opponent. A $20 bet there leaves this group. In 2025, legal U.S. sportsbooks took about $166 billion in bets and kept about $17 billion — roughly a dime on every dollar. Here the opponent is the group. If money is involved at all, it stays in the chat.

No. Same kind of numbers you’d see at a book. We are not beating Vegas. The difference is where the dollars go if a group pots it. Vs a book, the cut flows to the house. Vs friends, there is no house.

Same reason people care about fantasy: the board, the week, the chat. If that’s not enough, a friends pool can add a buy-in outside the app. That caps what you can lose. It is not an unlimited deposit button.

Fantasy: you draft players. Skill is roster construction. This: you pick sides and numbers on real games. Tickets lock at kickoff. Skill is handicapping. Keep your fantasy team.

Hit Join the pool. Enter your email and a display name. Click the login email (check spam). You’re on the open board. If someone later starts a friends pool, that’s a separate invite.

A phone browser and an email inbox. Add it to the home screen if you want it to feel like an app. No App Store. No password to remember.

Credits drop Tuesday. Tuesday through Monday is “bet this week’s games” — you cannot park a ticket on next week. Kickoff locks that game. The ticket settles when the game ends, not in a Monday batch. Unspent credits mostly expire when the week rolls Tuesday. Sitting out is a bad week, not a dead season. Fresh stack next Tuesday.

NFL moneylines, spreads, and totals. Singles and multi-game parlays. Not player props. Not other sports. Not in-app cash.

Leftover does not carry. When the week rolls Tuesday, unused credits close. In skins, ranking treats unused as 99% gone and keeps 1% dust — so sitting out (~10 left on a 1,000 stack) still beats going all-in and busting (0). That rate is not a commissioner setting. In pool, sitting out is 0 profit for the week. Either way, the leftover is gone next Tuesday.

Format, window, weekly allotment, and (for skins) playoff rules. Name and badges stay editable. Competitive settings freeze at the first kickoff of the pool’s first scored week.

• Format. Group/pool: profit plus weekly badges, 1st and 2nd at the end. Skins (head-to-head): one matchup a week, record into playoffs.
• Window. This week, rest of the season, full regular season (weeks 1–18), or a custom start/end.
• Weekly allotment. Default 1,000. Fresh stack every week. No carry.
• Skins extras. Playoff size (auto / none / 2 / 4). Sharp’s berth: highest season profit punches a ticket if they aren’t already in. Opponent tickets: open book, or hide this week’s opponent until their games lock.
• Badges. Podium, Last, Ghost, Goose egg. Ghost cannot medal. Badges are chrome — they do not rank the pool.

Before lock: yes, but 10% of the stake is burned (90% returns to credits). That exists so people cannot post a fake lean, then yank it when a friend fades them. After kickoff: no.

Open pool / pool format: net profit on credits, plus weekly badges. Skins format: win–loss is the playoff ticket; profit can steal the last playoff spot if that person isn’t already in the top 3. Champion won the bracket. 2nd is the consolation.

You get this week’s credits only. Profit counts from join forward. You are not owed weeks you missed. A friends-pool buy-in is a group decision — don’t assume you’re in a cash game because you joined the app.

The pool has an open book: pending and settled tickets. That’s the product. If you want a private diary of bets, this is the wrong game.

No. There is no rake and nothing to buy. If a friends pool runs a side pot, the person who built this still takes 0%.

Check spam. Wait a minute. Then send feedback — magic-link email is the brittle part, not the betting.

Screenshot it and send it through the form. Don’t write a novel in the group thread. If a side pot depends on the result, freeze Venmo until it’s corrected.

Ask first. The open board is meant to stay a known group. Random adds make support worse and the chat worse.